Buying a home made easy
Nine steps to buying a home

• Get Pre-approved - Roy & Crystal's ability to pre-approve their buyers in-house in minutes give their clients the upper edge and can save you hundreds, even thousands in unnecessary closing costs and high interest rates - Call Crystal today to get pre-qualified for a home loan in minutes 770-240-5549
  
  
• Find a Home - As licensed Realtors, Roy & Crystal will customize a home search based on your needs through the MLS system - your specific criteria is put into our database and all available properties matching your needs will be pulled. When buying a home through The Chance Team, "You'll be top priority" A member of our team of professionals will take you out to view the properties until your dream home has been found.
  
  
• Make an Offer - Put Roy & Crystal's experience to work for you. The Chance Team will aggressively negotiate all offers to assure a top dollar savings in the purchase of your new home.
  
  
• Right to Request Repairs - Once you get a home under contract, Roy & Crystal will recommend you have the home inspected by a qualified inspector who is a member of the American Society of Home Inspectors (ASHI), or the Council of American Building Officials (CABO).
  
  
• Make Loan Application - Whether you use The Chance Team for your financing needs or an outside lender, Roy & Crystal will work close with you and all your lending needs to assure you are getting the lowest closing costs and interest rate.
  
  
• Have the Home Appraised - To protect you and your investment, an appraisal will be ordered to assure the home appraisers for the sales price or more.
  
  
• Obtain a Hazard Insurance Policy - We'll recommend several reputable homeowners Insurance companies to allow you the ability to shop around for the best Insurance quote.
  
  
• Final Walkthrough - A member of The Chance Team will accompany you through a final walkthrough to assure the home is in good repair and ready for you to move in.
  
  
• The Closing - Document signing usually occurs in an attorney's office. You'll need to bring your drivers licenses or official photo ID and Cashiers Check if you are bringing funds to close. Roy & Crystal will accompany you to the closing, They will review the HUD-I (Settlement Statement - this document is an accounting of closing costs & prepaid items. All monies flowing in and out of settlement appear on this form) for accuracy and be there to address any issues that may arise with your loan and or answer questions or concerns.

Roy & Crystal's knowledge in the financial side of the business, as well as, the selling & buying of homes give their clients the upper edge. They will assist in saving you hundreds, even thousands in unnecessary closing costs and assure you'll receive the lowest possible interest rate when buying a home or shopping for a new mortgage.

Whether you are buying, selling, financing or refinancing a home The Chance Team can assist you with all your real estate & financing needs.

"Roy & Crystal worked very hard in helping us find a home. They not only assisted us with the purchase of our home, they were able to save us thousands of dollars by finding us a lower interest rate than our original loan originator had quoted us. We highly recommend Roy & Crystal to anyone looking to purchase or finance a home."

Dean & Nekia Scott

By now, it's clear ... we're the best chance you'll ever take when buying or selling a home!! Call today for a Free Over-the-phone Loan Pre-qualification in minutes 770-240-5549.

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